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Welcome to Berlin-versicherungs.net is versicherungs.net Berlin-an insurance portal that continually aware and critical of the insurance market and compares the observed rates and services for its customers. We maintain an extensive network of insurance brokers and insurance companies.
To ensure an objective observation and comments of the insurance market can not even versicherungs.net is Berlin-ments with insured. You are welcome, but our online analysis tool for insurance companies take advantage of in order to gain an overview and so for you to find the right insurance broker or insurance company the best. The market for insurance policies is becoming more sophisticated, skilled analysis of the insurance companies and their offers are hard to find on the Internet. This is because we know that most sites are primarily engaged in the brokering of insurance and aspects such as objective information regarding insurance products are often behind. This gap would close Berliner versicherungs.net using this portal, also in view of the fact that in the wake of the unification of the rules and standards within the European insurance market in the coming years, expect more of an extension to the offer of insurance policies. It is therefore recommended, where appropriate, appear-to our newsletter once per quarter in order to unpleasant surprises, Gen. vorzubeu For as the saying goes: Prevention is better than cure. We are happy to keep you up to date and inform you about important changes to the insurance law (no real counseling) and in the tariffs, because due to the increased competitive pressures within the European Union, particularly in the area of services and tariffs with positive developments for consumers to is expected. The insurance market is so moving, as well as your interests and indeed consumers. Because in this market, as already mentioned, is to be expected with an expansion of insurance policies offered, we will restrict ourselves here mainly on aspects of private individuals. So we can also offer guaranteed-depth analysis and detailed information on German and European insurance market. | ||
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Tags: retirement , life insurance , annuity products , Riester , tariff review | 
No Comments » Homeowners insurance
The residential building insurance for property owners and construction men, in addition to liability insurance , the most important insurance. It replaces damage caused by storms, lightning, explosion or fire.
The damage caused by falling roof tiles can perhaps regulate nor easy. However, a fire caused by destruction of property can lead to financial ruin if they are not insured. A residential building insurance generally replaces elemental damage which occurs to the building and through water, storm, hail or fire. With insurance are included in the fixed antennas, sanitary and electrical installations. Similarly, permanently installed floor coverings, cupboards, garages, awnings, and lightning rods.
At the completion of a residential building insurance policyholders should focus its attention on the sum insured. The amount should be based on the costs that might help to restore the property to be necessary. Important in any case, the insurance company subsequently conducted on the building or conversions must be informed, as they are part of the property.
Recommended, in addition to residential insurance, complete a sliding replacement value insurance. This is based on the general construction price movements and automatically records the value of the insured object.
Already longer existing residential building insurance should therefore be reviewed. Shall, because of prevailing local construction rating upon completion of the contract set out significant underlying bases fluctuations. The continuous adjustment of the contract thus preventing under-insurance of the building. In this context it is useful to compare their own insurance offered by other insurance companies. In order to optimize the coverage, is therefore worthwhile in any case a comparison with current offerings of the TOP 30 Geschellschaften.
Thus, the insurance company upon completion of the residential building insurance can guarantee a lower coverage, the insurer must request a valuation sheets are attached.
The completion of a residential building insurance is required by law in some states. In any case, banks and financial institutions to fund real estate to the proof of the conclusion of a need residential building insurance. The absence of an appropriate policy, they can not make loans and loans to finance real estate.
Car Insurance
Car insurance
A car insurance is, as opposed to a full insurance as a statutory insurance, which has the purpose to cover claims for damages and to protect the owner of a motor vehicle against damage caused by third parties. A car insurance policy applies to all vehicles subject to registration. Such a damage model insures the policyholder, for example, against a rear end collision which comes from pages of the insured. The car insurance usually does on its own, as well as on foreign car incurred damages as body damage, among other things. The motor vehicle liability insurance is mandatory, as mentioned above and makes use of a Europe-wide standardization fortunately. The process of covering the same amount of damage is not yet complete, so you should expect as a rule with significant variations in the maximum amount of loss.
A motor vehicle liability insurance is specifically required by the state, but you can choose between several suppliers. The transparency of the market allows you, thank God, a comparison between multiple vendors, which allow for significant price differences make fast to perform.
With respect to the contributions may further still act many different cost factors. On the contribution of vehicle liability insurance as a so-called no-claims bonus is credited, however, which affects positively on the contribution to be paid. Because of this, you can grant bonuses when your contract expires damage free passes to rejoice about, constantly sinking posts. Post a reduction in Europe, such as the maximum amount of loss is very different. In Germany, this contribution is reduced to cut up to 75% of the amount to be discharged early. In many other European countries the reductions are generally not so high, most of the cuts are to abducting the number of load is about 50%, as for example in our neighboring country of Austria is the case.
If you go years without damage, you can also appreciate a positive SF (without damage) report. If, however, exactly the opposite to be met and you enter through frequent appearance of accidents in debt, then the insurance premium will also increase. In Germany, the increase, up to 260% above the standard premium. The premiums to be paid or the number of loads are graded according to the following criteria. An important factor that determines the contribution rates is, of course, the class type of the vehicle. This is particularly the frequency of damage and the repair cost of a particular type of vehicle and taken into account some other factors.
