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Archive for the 'Rürup & Riester' Category

Retirement plans today, even with government support through Rürup pension or Riester pension . Here you can select include a unit-linked insurance. Of endowment life insurance s is when the majority is either tied or the entire portion of the accumulated savings in the performance of funds or other parameters. The insurance company guarantees are not in this type of investment that upon reaching the retirement nalters the Rürup pension (mainly for self-employed) and the Riester pension (employees) at a fixed monthly rate is paid. It will continue to be offered such fund investments, which is formed a guarantee fund, that is, as retirement get a minimum pension equal to X or agreed to a minimum benefit.
If you connect a Rürup pension or a Riester pension as a pension from, the funds, as specified in law, invested in funds. The risk of performance in a Rürup or Riester pension thus contributes to the policyholder. Developed a unit-linked Riester pension or Rürup pension in his old age well, so the investor has a higher gain is a loss, even those of the policyholder has to bear.
Since it is not primarily for the insurer to arrive, to minimize his own risk, to earn a guaranteed amount or a certain sum for the policyholder with this pension to obtain nversicherung, this is retirement controversial. Depending on the economic situation, the Fund may at long lead times significantly better or significantly worse than conventional life insurance development. So this is retirement age for the primary care nversicherungsform not total loss of capital is not excluded. A unit-linked Riester pension or Rürup pension additional pension may possibly even increase the standard of living in favorable development fund. It should not be based on long-term statistical studies, they contain only information of the past, but not on the current situation and future capital market.
Advantage of this pension is nversicherung that the investor can decide which fund would invest in it. Usually a number of investment funds offered, you can choose from. This can be done by investing in a fund or funds.